Offer financing and close more deals
Flexible financing options
Real-time status tracking
Quick application decisions
Dependable, experienced support
Connect your customers with the financing solutions they need
Our vendor financing account managers can help your customers grow their businesses while helping you meet your goals. It's easy to apply for funds when you're backed by our best-in-class service and streamlined online application process. Sign up as a referring source or vendor partner and you can send your customers our way with just a few clicks.
Guidance for referrals and the vendor financing process
Personalized applications so customer referrals are linked to you
A customized dashboard to help you manage your customer financing program
Real-time updates on your customers' application status
Co-branded marketing materials to help promote financing options
What do your customers get?
Simple online applications for equipment leases and loans or working capital loans
Payment options including fair market value, or FMV, and $1 buyout
Exceptional personalized service
How it works Vendor financing process
Ready to close more deals? Our team is here to guide you through the entire process from start to finish.
Fill out our form and learn more about offering financing options to your customers.
Step 2 Customize your program
An account manager will reach out to discuss the best financing options and tools for you and your customers.
Once enabled, you can direct customers to an online application, integrate quotes and watch your sales grow.
First Citizens and You Team representatives are here to help your business grow
We create co-marketing programs that cater to your business
We work with your sales process to help increase your numbers
We offer paper or digital financing applications to suit your needs
We provide month-end reporting and more to track your progress
Easily build sales volume, revenue and customer satisfaction with our tailored payment experience. Our B2B point-of-sale capability offers a smooth onboarding experience to get you up and running.
ONLINE PRESENCE Digital application
Make financing easy and increase sales when you share our web-based digital application with your customers.
Digital applications account for more than 50% of finance applications we receive from our vendors.
Provide your customers with a finance application
Make it easier for your customers to apply for financing
Post a convenient Apply Now option on your website
ONLINE PRESENCE Quote or Cart Widget
Our quote and cart widget advertises an as-low-as payment option on your e-commerce product pages and connects your customers to the digital application through a seamless online buying experience.
Customers are twice as likely to complete the application if they can see their low monthly payment.
Use web-development resources
Show an as-low-as payment option for products you sell online
TRANSACTION MANAGEMENT Select Your Own Terms
Expedite your sales process or shorten your sales cycle to close more business through leveraged financing with Select Your Own Terms, or SYOT.
Once your customers are approved, we automatically provide payment terms they can review and select, which will generate electronic contracts sent to their email.
You won't have to change your business style or process to use SYOT.
Show your customer payment terms simply and automatically
Get 24/7 availability without losing the personal touch
Give your customers a way to pay for newer products at a low cost
TRANSACTION MANAGEMENT Vendor portal
Our vendor portal simplifies your management process. View pipeline management and historical reporting, and access your First Citizens account manager's contact information.
Submit customer applications
Automated billing and cash posting
Billing is one of the most important parts of your business, and inefficient processes can impact productivity, customer satisfaction and even your bottom line. That's where our award-winning FlexAbility™ platform comes in.
Deliver one invoice to improve the customer experience
Strengthen controls and streamline processes
Save more on operational expenses
Integrating credit applications
We can integrate with your existing CRM to make it easier for you to manage credit applications and add First Citizens as a lender for your customers. We currently offer two options.
Vendor Financing Insights Grow your expertise
Cash flow management is key in manufacturing success
Use embedded payments to grow your business
Deciding between equipment leasing versus financing
Normal credit approval applies.
Speed and performance are subject to applicant's local connectivity and other factors outside First-Citizens Bank & Trust Company's control.
Supporting financial documentation may be required for any transaction with First Citizens.
Third parties mentioned are not affiliated with First-Citizens Bank & Trust Company.
Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender. icon: sys-ehl.
Treasury & Cash Management
Electronic Bill Presentment & Payment
First Citizens Cash Manager
First Citizens Receivables
Lockbox - Online Treasury Solutions
Visa® Spend Clarity for Enterprise
Investment & Retirement Services
Retirement Plan - Ascensus
Retirement Plan - Betterment
Stellar Technology - Fund
Community Association Banking
Commercial Online Banking
Equipment Financing & Leasing
American Express Supplies
Go by First Citizens Bank
Please select the option that best matches your needs.
Send a secure message from Digital Banking
General customer service assistance
Customers with account-related questions who aren't enrolled in Digital Banking or who would prefer to talk with someone can call us directly.
You are now leaving First Citizens Bank
To learn how we can help your business grow, contact our team today. Finance equipment up to $3 million.
Fields denoted with an asterisk (*) are required.
官网：https://www.firstcitizens.com/commercial/solutions/credit-financing/vendor-financing
资料来源：企业官网公司简介（复核日期：2026-10-07）。